Do You Want a Lower Experience Modification Rate & Premium?

Receive a  Full Analysis of your EMOD Rate & Receive Quotes From Top Carriers

  • Lower EMOD Rate
  • Lower Premiums
  • Refunds For Overcharges
  • Dispute Audits

Lower Your Experience Modification Rate ​&
Workers' Compensation Premiums
It's Completely Free!

  • Reduce Premiums
  • Recover Overcharges
  • Dispute Audits
  • Reduce Premiums
  • Recover Overcharges
  • Dispute Audits

Over 10,000 Reports Delivered
Receive the tools and support to drive down your Experience Modification Score


  • Analysis

Learn what is inflating your EMOD score and how to fix it.

  • Forecast

See a projection of your next EMOD score.

  • Alert

Get an alert when there's an important change on your report.

  • Lower Premiums

Get the lowest possible premiums on your work comp policy.

  • Refunds For Overcharges

Find overcharges made by the current and past carriers.

  • Analysis

Learn what is inflating your EMOD score and how to fix it.

  • Forecast

See a projection of your next EMOD score.

  • Alert

Get an alert when there's an important change on your report.

  • Lower Premiums

Get the lowest possible premiums on your work comp policy.

  • Refunds For Overcharges

Find overcharges made by the current and past carriers.

Results From Our Members

John Wilson
EMOD Change 168% > 95%
Premium Saved $226,480

              I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to WCIRB were critical to our company's ability to continue to do construction work on federal projects.


Anna Olson
EMOD Change 168% > 95%
Premium Saved $56,085

              Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred.


Richard Williams
EMOD Change 168% > 95%
Premium Saved $126,805

              I would highly recommend an EMOD Report to anyone that is involved in a dispute with their Workers' Compensation Insurance carrier. They saved my business.


Why Does Your Experience Modification Score Matter?