Reduce Your
Experience Modification Rate
&
Get The Lowest Possible
Workers' Compensation Premium

• Access to Exclusive Carrier Rates (Lowest in The Nation) • Reduce Your EMOD

• Dispute Audit Bills • Recover Overcharges • Claims Management

THE

PROGRAM

Reduce Your Experience Modification Rate

Get The Lowest Possible Workers' Compensation Premium

• Access to Exclusive Carrier Rates (Lowest in The Nation) • Reduce Your EMOD • Dispute Audit Bills • Recover Overcharges • Claims Management

THE

PROGRAM

Over 10,000 Reports Delivered

Receive the tools and support to drive down your Experience Modification Score

THE

PROGRAM

Lower Experience Modification Rate

Claims drive the cost of any experience rated workers compensation program and directly lead to increased premiums paid. Our Claims Review and Analysis Service is a complete review of all parts of the claims process and help to fix any issues inflating the EMOD Rate.

Lower Workers' Compensation Premium

Whether your workers compensation insurance policy is a fixed cost or loss sensitive type, over payment of claims will have a direct impact on the premium you pay! What’s the single best thing you can do to help keep your premium down? Have a workers compensation claim review conducted and gain access to our specialized workers' compensation program that will provide some of the lowest rates in the nation.

Refunds For Overcharges

A company will be overcharged on their work comp premium & audit bills when a claim is mishandled or inaccurate data is reported to the Workers' Compensation Insurance Rating Bureau. We will assist you with premium, audit, experience modification & classification code problems. We will help return premium and audit overcharges.

Results From Our Members

John Wilson
EMOD Reduced 168% ➔ 95%
Premium Saved $226,480

“

I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to WCIRB were critical to our company's ability to continue to do construction work on federal projects.

Anna Olson
EMOD Reduced 252% ➔ 184%
Premium Saved $56,085

“

Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred.

Richard Williams
EMOD Reduced 431% ➔ 235%
Premium Saved $126,805

“

I would highly recommend an EMOD Report to anyone that is involved in a dispute with their Workers' Compensation Insurance carrier. They saved my business.

Why Does Your Experience Modification Score Matter?