Most companies have no idea that errors are inflating their experience modification rate. We will do an in-depth analysis to find the errors and find any other opportunity to improve your EMOD to the lowest possible rate.

The analysis includes lowering reserves, closing claims, fighting fraudulent claims, removing subrogated claims that are reported, correcting misclassified employees, correction of payroll numbers, and other UNIT stats data.

Save up to 60% on workers' compensation insurance through our network of A-rated carriers.

Due to the protection and resources provided through the EMOD report program, you will gain access to EXCLUSIVE carrier rates. We will also apply for maximum discounts for safety programs, training, and other various practices.

We review your current and past policies looking for errors in premium charges and audit bills from your workers' compensation carriers. If we find any errors, we will have the carrier(s) refund the overcharges back to you.

Errors can be found in the form of an inflated EMOD rate, removed work comp credits, misclassified employees, charges for subcontractors, no physical audits, payrolls that do not match, rate changes applied at audit, and other calculation errors.

We work together and tailor a strategic program to address safety and risk concerns. We will provide you a dedicated claims management team that will aggressively fight fraudulent claims, help close claims, and reduce reserves.

Services include nurse triage, full loss prevention services, safety services, claim investigation, and employee training.