Do You Want A Lower
Experience Modification Rate
&
Workers' Compensation Premium?

Receive a Full Analysis of Your EMOD Rate & Lower Your Workers' Compensation Premium

Reduce EMOD Rate | Reduce Premiums | Recover Overcharges | Dispute Audits

Do You Want A Lower
Experience Modification Rate
&
Workers' Compensation Premium?

Receive a Full Analysis of Your EMOD Rate & Lower Your Workers' Compensation Premium

Reduce EMOD Rate | Reduce Premiums | Recover Overcharges | Dispute Audits

Over 10,000 Reports Delivered

​Receive the tools and support to drive down your Experience Modification Score

EMOD Report and More


Lower Experience Modification Rate

Claims drive the cost of any experience rated workers compensation program and directly lead to increased premiums paid. Our Claims Review and Analysis Service is a complete review of all parts of the claims process and help to fix any issues inflating the EMOD Rate.

Lower Workers' Compensation Premium

Whether your workers compensation insurance policy is a fixed cost or loss sensitive type, over payment of claims will have a direct impact on the premium you pay! What’s the single best thing you can do to help keep your premium down? Have a workers compensation claim review conducted and gain access to our specialized workers' compensation program that will provide some of the lowest rates in the nation.

Refunds For Overcharges

A company will be overcharged on their work comp premium & audit bills when a claim is mishandled or inaccurate data is reported to the Workers' Compensation Insurance Rating Bureau. We will assist you with premium, audit, experience modification & classification code problems.  We will help return premium and audit overcharges.

Results From Our Members

John Wilson
EMOD Change 168% > 95%
Premium Saved $226,480

              I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to WCIRB were critical to our company's ability to continue to do construction work on federal projects.


Anna Olson
EMOD Change 168% > 95%
Premium Saved $56,085

              Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred.


Richard Williams
EMOD Change 168% > 95%
Premium Saved $126,805

              I would highly recommend an EMOD Report to anyone that is involved in a dispute with their Workers' Compensation Insurance carrier. They saved my business.


Why Does Your Experience Modification Score Matter?

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